Call Now Apply Now
Apply Now

Call Now


FHA & VA Construction Loan

Fill out the form below or call us today 251-301-8518 for more information, or start an application!

  • Up to 96.5% Loan to Value through FHA or 100% through VA (not including funding fee)
  • No payments due from borrower during construction


Call Now


  • VA construction loans up to $2 million
  • USDA construction loans with 100% financing
  • FHA construction loans with 96.5% financing
  • Conventional construction loans with 95% financing
  • Jumbo construction loans with 75% financing

Purchase the lot and build the home with the above products! #BuildwithBOE


Financing Eligibility

  • Available through FHA & VA
  • A minimum qualifying credit score
  • 15 and 30 Year Fixed Rates available
  • 1 Unit Single Family Residences, Doublewide and Triplewide Manufactured Homes and Modular Homes permitted

Zero Down Construction Loans

Our consistent record of growth and out ongoing builder relationships attest to our success in new constructions. When working with Bank of England Mortgage, you have a loan professional who understands new construction and the challenges that developers and their clients go through that come with building your new dream home. We'll do out part to ensure you are qualified and close when your home is finished.

Benefits Include:

  • 1 unit Primary and 2nd Homes
  • 10% soft costs at closing available
  • Long term lock available (120-day, 180-day, 270-day, 360-day)
  • Permanent loan finance (FHA, VA, USDA, Conforming Conventional, High-balance Conventional)
  • Build on own lot/land
  • Build on builder's lot
  • Purchase an existing lot combines with construction loan
  • Roll in ALL closing costs for construction

For More Information

Bank of England Mortgage Alabama
1710 Main St. Daphne, Alabama 36526
(251) 301-8518


Contact us today at (251) 301-8518 to get started or start an application today.