Patrick has been helping clients achieve their financial goals since 2006, and joined Bank of England in 2015. His focus is on developing strategies for individuals and families to realize the dream of home ownership and to find the best solution to address the needs of the client. Patrick's years of experience in the mortgage industry include VA, VA Jumbo, FHA, USDA, One Time Close construction, renovation/rehab, multiple property purchase and refinance, First Time Homebuyers, Condos and Jumbo loans.

Patrick's approach is consultative and educational. He takes the time to listen to his clients and understand and articulate their financial situations, preferences and goals. He offers planning designed to accurately reflect each client?s financing needs and objectives. Patrick believes in educating his clients about the process to ensure that they are comfortable with their choices. He believes that transparency and communication are essential to establishing and growing a working relationship.

Patrick lives and works in Daphne, AL with his wife Gale and their four children. Patrick is a graduate of Wake Forest University, with a degree in Business and Accountancy. Patrick is active in many civic and youth organizations, including Daphne United Methodist Church, Daphne Lions Club, SEEDS, Leadership Baldwin County, and Lower Alabama Lacrosse Bayhawks.